Ulip Plans are basically an investment type of plan, wherein the Life assured decides the quantum of contribution which he can set aside on a regular basis towards premium.
You may have opted for a mix of 75% equity and 25% debt on your Ulip Plans. But when you inch closer towards maturity, minimize your exposure to equity as low as 20%. If the market turns bearish, it may slash your assets at the time of maturity.
ULIP plans offer the flexibility of market linked returns on your investments and life insurance cover for you and your family.
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