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Most dentists and individuals prefer PPO dental insurance plans or dental plans that use a PPO network. To understand why first we need to learn about what a PPO network is. PPO is short for Preferred Provider Organization. A Preferred Provider Organization negotiates contracts and set prices with providers, in our case dentists. These contracts obligate the dentist to offer the pre-negotiated prices for dental treatment and procedures that control the cost of dental care for the dental plan members. Often discount dental plans simply just provide access to a PPO network but without the insurance component. Dentists choose to participate based on the network size and potential new customers that come with it. Now that we have explained the PPO side of PPO dental insurance, we just need to explain the insurance part to get the full picture. PPO dental insurance provides the PPO network access to their members and then pays cash benefits towards the remainder of the member's dental bills after the negotiated network prices are applied.
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