payday loans are the one that allows you to write a check for yourself for free for the cash. And this check will be held by the payday loan companies until and unless you pay it back to them, most probably on your next payday.
I am a finance professional working in Unites States of America. I like to share and clear finance related doubts of over the web. I like personal and professional networking as well. I work for a payday loan vendor (www.fastpaydaycashadvanceloans.com) in USA.